Terms of Use
Welcome to SIP Calculator India. These Terms of Use govern your use of our website located at https://sipcalculator.gen.in (the "Website"). By accessing or using the Website, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, please do not use our Website.
1. Use of Our Services
SIP Calculator India provides a free online tool that calculates systematic investment plan (SIP) results and projections based on user inputs. Our services are provided "as is" and are intended for informational and educational purposes only.
You may use our SIP Calculator for personal, non-commercial purposes. We reserve the right to restrict access to certain features or parts of our Website at our discretion.
2. Financial Disclaimer
The information provided on this Website is for general informational purposes only and is not intended to constitute professional financial advice. The SIP Calculator provides projections based on the information you input and certain assumptions about market returns.
The calculator's results should be viewed as hypothetical illustrations only and not as guarantees of future performance. Actual investment results will vary depending on market conditions, inflation, taxes, and other factors that cannot be accurately predicted.
Before making any investment decisions, we strongly recommend consulting with a qualified financial advisor who can provide personalized advice based on your individual circumstances, goals, and risk tolerance.
3. Accuracy of Information
While we strive to provide accurate calculations, we make no representations or warranties about the accuracy, reliability, completeness, or timeliness of any content on our Website. The calculations and information provided by our SIP Calculator are approximations and should not be relied upon for any critical financial decisions.
The formulas used in our calculator follow general financial principles but may not account for all variables that could affect real-world investment scenarios, including but not limited to transaction costs, taxes, fund management fees, and market volatility.
4. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, code, and the compilation thereof, is the property of SIP Calculator India or its content suppliers and is protected by copyright and other intellectual property laws.
You may not reproduce, modify, distribute, display, perform, or create derivative works from any content on our Website without prior written permission from us.
5. User Content
Our SIP Calculator processes information that you input locally on your device. While we do not collect or store the financial data you enter, if we add features in the future that allow users to submit or share content, the following terms will apply:
You retain ownership of any content you submit, but grant us a non-exclusive, royalty-free license to use, reproduce, adapt, publish, and distribute such content on our Website for the purposes of providing and promoting our services.
You are responsible for ensuring that any content you submit does not violate any third-party rights and complies with all applicable laws and regulations.
6. Third-Party Links
Our Website may contain links to third-party websites that are not owned or controlled by SIP Calculator India. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
We do not warrant or make any representations regarding the accuracy, quality, safety, suitability, or legality of any external websites. You should review the terms and policies of any website you visit.
7. Limitation of Liability
To the fullest extent permitted by applicable law, SIP Calculator India shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use or inability to use our Website
- Any financial decisions or actions taken based on the information or calculations provided by our Website
- Any errors or inaccuracies in our content or calculations
- Unauthorized access to or use of our servers and any personal information stored therein
- Any interruption or cessation of transmission to or from our Website
- Any bugs, viruses, or the like that may be transmitted to or through our Website
8. Indemnification
You agree to defend, indemnify, and hold harmless SIP Calculator India, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from your use of the Website.
9. Changes to Terms
We reserve the right to modify or replace these Terms of Use at any time without prior notice. The most current version will always be posted on our Website. By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms.
10. Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law principles.
11. Dispute Resolution
Any dispute arising out of or relating to these Terms shall be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996 of India. The venue for arbitration shall be Delhi, India.
12. Severability
If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole.
13. Contact Information
If you have any questions about these Terms of Use, please contact us at:
Email: [email protected]
Or visit our Contact page: Contact Us
Last Updated: May 1, 2025